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Your VA Streamline Refinance is simple, easy to do, and will save you money!
Our VA Loan Specialists are standing by to help you.
Join the list of thousands of Veterans who have taken advantage of a VA Streamline Refinance Loan (IRRL).
At First Equity, we will not forget. Each branch of service is represented by the veterans on our staff or family members currently serving.
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VA Streamline Loan
Info on your VA Streamline Loan
An Interest Rate Reduction Loan (IRRL) or Streamline Refinance allows you to refinance your current mortgage interest rate to a lower rate than you are currently paying.
To see how much you could be saving next month, click here to fill out a short form online. We will contact you with your rate and payment amount. There is no obligation and the information is free, or call us toll free at (888) 531-1318 and ask to speak to your VA Streamline Loan Specialist.
Click on your service to the right
A First Equity VA Loan Specialist is ready to help you refinance your current loan right now, click here to fill out a short form online or call us toll free at (888) 531-1318. For more information about how the VA Streamline loan can benefit you, click on your branch of service photo.
How does it work?
This VA Streamline Loan benefit allows you to lower your monthly payment with No Credit Underwriting, No Cash Out-of-Pocket, No Appraisal, and very little paperwork. Your current VA Mortgage is your approval and the entire process takes as little as two weeks!
We won't contact your employer, we don't need an appraisal on your home, and you won't need to bring any cash to closing. We don't even care about your past credit history. In most cases, if your VA mortgage is current, you are approved!*
With interest rates at historic lows, this is the perfect time to take advantage of this VA benefit. The VA Streamline Loan is perfect for Veterans whose current VA Loan carries an interest rate only 1/2% higher than today's current rates, or who has a Variable rate loan and wants the security of a fixed rate. You may use this VA benefit even if you have already refinanced your VA Loan, and even if you have already done a VA Streamline Loan.
FHA Streamline Refinance Loans
FHA Streamline Loans allow a current FHA loan holder to refinance at today's low rates. For information about taking advantage of this exciting program, click here to fill out a short form online or call us toll free at (888) 531-1318.
VA Streamline Loan
The VA Streamline Loan is your benefit, call today, we are ready to help.
* Certain restrictions apply.
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Your VA mortgage must be current at the time of approval
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Your VA mortgage must not have been 30 days late more than twice in the past 12 months
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If you are currently in a chapter 13 bankruptcy, you must have made the last 12 payments to the trustee on time
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You must reside in the home or have lived in the home at one time, no investment properties
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The veteran or surviving co-borrower spouse must still own the property
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Minimum loan amount of $50,000
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Some loan amounts may require rate adjustments, larger loan amounts may benefit from lower rates
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No cash back at closing is allowed by the VA
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Some VA loan programs require a minimum FICO score of 550
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Conditions are subject to change without notice, subject to changes in VA regulations, underwriting guidelines, and highly specific borrower situations
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